Exclusions to Private Medical Health Insurance in UK

Exclusions to Private Medical Health Insurance

Private Medical Insurance exclusions is a favorite question which people email us with, so here is a post which simply lists the exclusions.


* Cosmetic Surgery

* Laser Hair Removal

* Breast Enlargement

* Laser Eye Surgery

* Weight Loss Surgery

* Acne Treatment

* Pre-existing medical conditions are a not included. In most of the registration forms for private health insurance, they will ask you to list all the pre-existing medical conditions and sometimes they will ask your GP as well.

* Mental Illness like depression and other mental illnesses are excluded, as well as drug and alcohol abuse treatment is excluded.

* Critical Illness like cancer, long term illnesses like diabetes, high blood pressure are all excluded.

* Fertility Treatment is excluded as the treatment is prolonged and expensive. Some prefer to go to developing countries and have the treatment done at a low price.

Read my for Cost Cutting Tips for Private Medical Insurance to land yourself a bargain.

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* Cosmetic Surgery Holidays